INTRODUCING THE MUST-ATTEND RETIREMENT EDUCATION COURSE

Available Course Dates:

Jan 29th & Feb 5th

or February 3rd & 10th

or February 4th & 11th

at Rochester Community & Technical College

Each registration comes with a complimentary, two-volume set of workbooks.

Take a sneak-peek at our course overview:

RETIRING IN THE
TWENTY-FIRST CENTURY

TAX
RATE RISK

RETIREMENT DISTRIBUTION PLANNING

Explore an updated approach to retirement planning that accounts for possible challenges and pitfalls.

Discuss strategies that you can implement that may help insulate your assets from the impact of higher taxes.

Learn about the 3 types of investment accounts and how to use them to maximize cash flow in retirement.

LONG-TERM CARE PLANNING

MAXIMIZING
SOCIAL SECURITY

Learn about Medicaid rules, strategies used to mitigate long-term care risk, and long-term care planning.

Social Security can be taxed.
Learn about the impact of Social Security taxation on your retirement.

PROTECTING AGAINST MARKET LOSS

RETIREMENT DISTRIBUTION PITFALLS

Discuss the 2 types of investment risk in every investment portfolio and how to mitigate them.

Review retirement pitfalls and outline strategies designed to create more certainty in your retirement plan.

As part of this course, you will receive a two-volume set of workbooks that provides examples and illustrations designed to reinforce the concepts taught in class.

View the trailer to get a sneak peek of the educational topics that are explored in the course.

Find out how you could end up paying MORE in taxes in retirement than you thought due to lost deductions

Discover ways to use the 2018 tax changes to your advantage BEFORE taxes go up in 2026.

Learn how distributions from your 401k or IRA could cause you to lose up to one-third of your Social Security

Understand creative strategies that will protect you from rising tax rates and ensure you will receive your Social Security tax-free

Investment advisory and financial planning services are offered through Alphastar Capital Management LLC (“Alphastar”), an SEC registered investment adviser. Ramer Retirement Resources and Alphastar Capital Management, LLC are separate and independent entities. The firm only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Ramer Retirement Resources offers insurance products through individuals licensed to sell insurance. Comments regarding guaranteed returns or income streams refer only to fixed insurance products offered by Ramer Retirement Resources and, unless specifically stated, do not refer in any way to securities or investment advisory products offered by Alphastar. Fixed insurance and annuity product guarantees are subject to the claims paying ability of the issuing company and are not offered or guaranteed by Alphastar.

Location

Rochester Community & Technical College

851 30th Ave SE, Rochester, MN 55904

Dates

Thu, January 29 & February 5

or

Tue, February 3 & February 10

or

Wed, February 4 & February 11

Time

6:30 pm - 9:30 pm

Cost

There is no cost to attend this event.

Please call 507-322-0575 with questions.

This course is offered by the Society For Financial Awareness. SOFA the organization, does not offer to sell financial products nor promote any one particular company. Though the presenter may mention specific financial instruments and their functionality, SOFA's role is only to educate and inspire. SOFA only represents the educational workshop - all other endorsements are non-SOFA related.

No Agents or Advisors are permitted to attend. Rochester Community & Technical College is not affiliated with the event and should not be contacted regarding the program.