INTRODUCING THE MUST-ATTEND RETIREMENT EDUCATION COURSE

Each registration comes with a complimentary, two-volume set of workbooks.

Available Course Dates:

Feb 29th & Mar 7th

or March 3rd & 10th

or March 4th & 11th

at Rochester Community & Technical College

Your course instructors are Carroll & Logan Ramer.

**ALL CURRENT COURSES ARE CLOSED DUE TO FULL CAPACITY**

RETIRING IN THE
TWENTY-FIRST CENTURY

Explore an updated approach to retirement planning that accounts for possible challenges and pitfalls.

TAX
RATE RISK

Discuss strategies that you can implement that may help insulate your assets from the impact of higher taxes.

RETIREMENT DISTRIBUTION PLANNING

Learn about the 3 types of investment accounts and how to use them to maximize cash flow in retirement.

ESTATE
PLANNING

Discuss strategies and techniques to reduce or eliminate estate taxes, delays, and legal challenges after death.

MAXIMIZING
SOCIAL SECURITY

Social Security can be taxed.
Learn about the impact of Social Security taxation on your retirement.

MITIGATING
MARKET LOSS

Discuss the 2 types of investment risk in every investment portfolio and how to mitigate them.

RETIREMENT DISTRIBUTION PITFALLS

Review retirement pitfalls and outline strategies designed to create more certainty in your retirement plan.

LONG-TERM CARE PLANNING

Learn about Medicaid rules, strategies used to mitigate long-term care risk, and long-term care planning.

Take a sneak-peek at our course overview:

Course Section Summaries

As part of this course, you will receive a two-volume set of workbooks that provides examples and illustrations designed to reinforce the concepts taught in class.

Watch the Trailer for the Documentary,

The Power of Zero: The Tax Train is Coming

View the trailer to get a sneak peek of the educational topics that are explored in the course.

Your Course Instructors are

Carroll & Logan Ramer

Carroll strongly believes that the right planning can change peoples’ lives, and he finds joy in helping people come up with plans that are right for them. For 32 years he has stayed on top of changing tax laws and other regulations while taking a 360-degree, holistic view of his clients’ individual financial situations.

Logan, a Registered Investment Advisor, graduated from Luther College in Decorah, Iowa in 2014 and spent three years in business management before joining his parents at Ramer Retirement.

Investment advisory services offered through Regal Investment Advisors, LLC, an SEC Registered Investment Advisor. Ramer Retirement Resources is independent of Regal Investment Advisors.  Carroll Ramer is not licensed to provide investment advice or sell securities. Retirement solutions presented by Carroll will be through the use of insurance products.

At this two-night workshop, you will:

Find out how you could end up paying MORE in taxes in retirement than you thought due to lost deductions


Discover ways to use the 2018 tax changes to your advantage BEFORE taxes go up in 2026.


Learn how distributions from your 401k or IRA could cause you to lose up to one-third of your Social Security


Understand creative strategies that will protect you from rising tax rates and ensure you will receive your Social Security tax-free

Are you ready to protect yourself from rising tax rates?

Location

Rochester Community &

Technical College

Thursdays, Feb 27 & Mar 5

6:30 pm - 9:30 pm

or

Saturdays, Feb 29 & Mar 7

9:00 am - 12:00 pm

or

Tuesdays, March 3 & 10

6:30 pm - 9:30 pm

or

Wednesdays, March 4 & 11

6:30 pm - 9:30 pm

Dates

Event Details:

Please call 507.634.2211 with questions.

851 30th Avenue SE

Rochester, MN 55904

Registration:

Cost:

There is no cost to attend this event.

***All course dates are now  FULL - please register to be notified of future dates.***

This course is offered by the Society For Financial Awareness. SOFA the organization, does not offer to sell financial products nor promote any one particular company. Though the presenter may mention specific financial instruments and their functionality, SOFA's role is only to educate and inspire. SOFA only represents the educational workshop - all other endorsements are non-SOFA related.

Rochester Community & Technical College is not affiliated with the event and should not be contacted regarding the program.

Carroll Ramer is not licensed to provide investment advice or sell securities. Retirement solutions presented by Carroll will be through the use of insurance products.


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